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Home > Kidnap and Ransom Insurance | Warminster, PA | John Holroyd Agency

Kidnapping Insurance


Kidnapping Insurance Information

Kidnap and ransom are legitimate threats for U.S. business owners. Unfortunately, these illegal acts have become a lucrative practice, with wealthy U.S. companies and business travelers often being the targets. Kidnap and ransom (K&R) insurance is typically a stand-alone policy designed for those who travel internationally to potentially high-risk regions of the world.  

John Holroyd Agency is Warminster’s trusted source for K&R insurance. When you come to us, we take the hassle out of working with a large, impersonal insurance company, while still helping you get customized, affordable benefits that will always come to your aid at the times you need them most. Our promise is that every client will walk out our doors knowing that they have received optimized protection that will keep them safe in all parts of their life.  

With our network of quality carrier options available to you, we can ensure you get the most customized plan for your needs. To get your K&R insurance policy today, call us at 215-672-3400 or request your free quote now!  

Common Kidnapping and Ransom Questions:

What is K&R Insurance? 

The average K&R policy covers costs relating to events such as:

  • Kidnapping and ransom—Seizing an individual with the intent to demand money in return for the individual’s safe return. 

  • Wrongful detention—Confining an individual against their will for reasons other than kidnapping, often by a government or quasi-government entity for political aims.

  • Extortion—Demanding money with the threat to injure or kill an individual, damage property or divulge trade secrets (applicable to business travel).

  • Hijacking—Holding an individual for an extended period of time against their will on an airplane, motor vehicle or ship. 


Typically, kidnappers take foreign travelers captive in order to make a profit, not with the specific intention of harming them. The right type of coverage will give you and your loved ones peace of mind with the knowledge that if disaster strikes you’ll have the financial resources to get home safely. 

What does K&R insurance cost? 

Premiums for kidnap and ransom insurance are generally based on the type of industry, the insured company’s revenue, country of residence and employee travel patterns. 

Insurance carriers advise employers not to reveal that they have K&R coverage. This confidentiality provision is designed to thwart employees from revealing to potential captors that they’re insured. A large K&R insurance policy may make the employee a lucrative target. 

Contact Us Today!

Our team of experienced insurance professionals is committed to helping you find a policy that fits your needs.

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1516 W. Street Rd
Warminster, PA 18974

Phone: 215-672-3400 | Fax: 215-672-3955
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